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Current EE Bond Rates
The current rate of an EE Bond depends on when the bond was first issued.
Newly Issued EE Bond
A newly issued EE Bond will have the most current
advertised rate and that rate will not change for the life of the bond until maturity.
EE Bonds Issued May 2005 - Present
Bonds issued in this timeframe do not
change rates and will continue to earn interest based on the interest rate set when
the bond was issued. Bonds issued between May and October follow the May rate
while bonds issued between November and April follow the November rate (of the previous
year in the case of January-April).
|
5/1/2005
|
3.5
|
|
11/1/2005
|
3.2
|
|
5/1/2006
|
3.7
|
|
11/1/2006
|
3.6
|
|
5/1/2007
|
3.4
|
|
11/1/2007
|
3.0
|
|
5/1/2008
|
1.4
|
|
11/1/2008
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1.3
|
|
5/1/2009
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0.7
|
|
11/1/2009
|
1.2
|
|
5/1/2010
|
1.4
|
|
11/1/2010
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0.6
|
|
5/1/2011
|
1.1
|
|
11/1/2011
|
0.6
|
|
5/1/2012
|
0.6
|
|
11/1/2012
|
0.2
|
|
5/1/2013
|
0.2
|
|
11/1/2013
|
0.1
|
|
5/1/2014
|
0.5
|
|
11/1/2014
|
0.1
|
|
5/1/2015
|
0.3
|
|
11/1/2015
|
0.1
|
|
5/1/2016
|
0.1
|
|
11/1/2016
|
0.1
|
|
5/1/2017
|
0.1
|
|
11/1/2017
|
0.1
|
|
5/1/2018
|
0.1
|
|
11/1/2018
|
0.1
|
|
5/1/2019
|
0.1
|
|
11/1/2019
|
0.1
|
|
5/1/2020
|
0.1
|
EE Bonds With Semi-Annual Rate Changes
EE Bonds issued before May 2005 adjust twice a year based on Treasury Security yields. To find out when the next rate change will occur, use the chart below.
|
January
|
July 1
|
January 1
|
|
February
|
August 1
|
February 1
|
|
March
|
September 1
|
March 1
|
|
April
|
October 1
|
April 1
|
|
May
|
May 1
|
November 1
|
|
June
|
June 1
|
December 1
|
|
July
|
July 1
|
January 1
|
|
August
|
August 1
|
February 1
|
|
September
|
September 1
|
March 1
|
|
October
|
October 1
|
April 1
|
|
November
|
May 1
|
November 1
|
|
December
|
June 1
|
December 1
|
EE Bonds Issued May 1997 - April 2005
These bonds earn market-based interest
rates set at 90% of the average 5-year Treasury securities yields for the preceding
six months. The current rate for these bonds is 1.08% (Nov. - April 2020)
and will go into effect on the semi-annual period from their issue date.
| 05/1997 |
Currently Not Available
|
| 06/1997 |
1.66%
|
| 07/1997 |
1.66%
|
| 08/1997 |
1.66%
|
| 09/1997 |
1.66%
|
| 10/1997 |
1.66%
|
| 11/1997 |
Currently Not Available
|
| 12/1997 |
1.66%
|
| 01/1998 |
1.66%
|
| 02/1998 |
1.66%
|
| 03/1998 |
1.66%
|
| 04/1998 |
1.66%
|
| 05/1998 |
Currently Not Available
|
| 06/1998 |
1.66%
|
| 07/1998 |
1.66%
|
| 08/1998 |
1.66%
|
| 09/1998 |
1.66%
|
| 10/1998 |
1.66%
|
| 11/1998 |
Currently Not Available
|
| 12/1998 |
1.66%
|
| 01/1999 |
1.66%
|
| 02/1999 |
1.66%
|
| 03/1999 |
1.66%
|
| 04/1999 |
1.66%
|
| 05/1999 |
Currently Not Available
|
| 06/1999 |
1.66%
|
| 07/1999 |
1.66%
|
| 08/1999 |
1.66%
|
| 09/1999 |
1.66%
|
| 10/1999 |
1.66%
|
| 11/1999 |
Currently Not Available
|
| 12/1999 |
1.66%
|
| 01/2000 |
1.66%
|
| 02/2000 |
1.66%
|
| 03/2000 |
1.66%
|
| 04/2000 |
1.66%
|
| 05/2000 |
Currently Not Available
|
| 06/2000 |
1.66%
|
| 07/2000 |
1.66%
|
| 08/2000 |
1.66%
|
| 09/2000 |
1.66%
|
| 10/2000 |
1.66%
|
| 11/2000 |
Currently Not Available
|
| 12/2000 |
1.66%
|
| 01/2001 |
1.66%
|
| 02/2001 |
1.66%
|
| 03/2001 |
1.66%
|
| 04/2001 |
1.66%
|
| 05/2001 |
Currently Not Available
|
| 06/2001 |
1.66%
|
| 07/2001 |
1.66%
|
| 08/2001 |
1.66%
|
| 09/2001 |
1.66%
|
| 10/2001 |
1.66%
|
| 11/2001 |
Currently Not Available
|
| 12/2001 |
1.66%
|
| 01/2002 |
1.66%
|
| 02/2002 |
1.66%
|
| 03/2002 |
1.66%
|
| 04/2002 |
1.66%
|
| 05/2002 |
Currently Not Available
|
| 06/2002 |
1.66%
|
| 07/2002 |
1.66%
|
| 08/2002 |
1.66%
|
| 09/2002 |
1.66%
|
| 10/2002 |
1.66%
|
| 11/2002 |
Currently Not Available
|
| 12/2002 |
1.66%
|
| 01/2003 |
1.66%
|
| 02/2003 |
1.66%
|
| 03/2003 |
1.66%
|
| 04/2003 |
1.66%
|
| 05/2003 |
Currently Not Available
|
| 06/2003 |
1.66%
|
| 07/2003 |
1.66%
|
| 08/2003 |
1.66%
|
| 09/2003 |
1.66%
|
| 10/2003 |
1.66%
|
| 11/2003 |
Currently Not Available
|
| 12/2003 |
1.66%
|
| 01/2004 |
1.66%
|
| 02/2004 |
1.66%
|
| 03/2004 |
1.66%
|
| 04/2004 |
1.66%
|
| 05/2004 |
Currently Not Available
|
| 06/2004 |
1.66%
|
| 07/2004 |
1.66%
|
| 08/2004 |
1.66%
|
| 09/2004 |
1.66%
|
| 10/2004 |
1.66%
|
| 11/2004 |
Currently Not Available
|
| 12/2004 |
1.66%
|
| 01/2005 |
1.66%
|
| 02/2005 |
1.66%
|
| 03/2005 |
1.66%
|
| 04/2005 |
1.66%
|
Rates current as of 05/2018
EE Bonds Issued May 1995 - April 1997
Series EE bonds issued before May 1997
earn various rates for semiannual earnings periods, depending on dates of issue.
| 05/1995 |
Currently Not Available
|
| 06/1995 |
1.56%
|
| 07/1995 |
1.56%
|
| 08/1995 |
1.56%
|
| 09/1995 |
1.56%
|
| 10/1995 |
1.56%
|
| 11/1995 |
Currently Not Available
|
| 12/1995 |
1.56%
|
| 01/1996 |
1.56%
|
| 02/1996 |
1.56%
|
| 03/1996 |
1.56%
|
| 04/1996 |
1.56%
|
| 05/1996 |
Currently Not Available
|
| 06/1996 |
1.56%
|
| 07/1996 |
1.56%
|
| 08/1996 |
1.56%
|
| 09/1996 |
1.56%
|
| 10/1996 |
1.56%
|
| 11/1996 |
Currently Not Available
|
| 12/1996 |
1.56%
|
| 01/1997 |
1.56%
|
| 02/1997 |
1.56%
|
| 03/1997 |
1.56%
|
| 04/1997 |
1.56%
|
Rates current as of 05/2018
EE Bonds Issued before May 1995
Bonds purchased in this time earned interest on a graduated scale for 5 years and
then started earning interest at either guaranteed minimum rates or market-based
rates, whichever is higher. The guaranteed minimum rate was set at the time of purchase
while the market rate is based on the 5-year U.S. Treasury securities yields calculated
semiannually. The rate is set at 85% of the average of these yields. Bonds in this
range have begun to mature and therefore may no longer earn interest.
| 01/1980 |
Matured
|
| 02/1980 |
Matured
|
| 03/1980 |
Matured
|
| 04/1980 |
Matured
|
| 05/1980 |
Matured
|
| 06/1980 |
Matured
|
| 07/1980 |
Matured
|
| 08/1980 |
Matured
|
| 09/1980 |
Matured
|
| 10/1980 |
Matured
|
| 11/1980 |
Matured
|
| 12/1980 |
Matured
|
| 01/1981 |
Matured
|
| 02/1981 |
Matured
|
| 03/1981 |
Matured
|
| 04/1981 |
Matured
|
| 05/1981 |
Matured
|
| 06/1981 |
Matured
|
| 07/1981 |
Matured
|
| 08/1981 |
Matured
|
| 09/1981 |
Matured
|
| 10/1981 |
Matured
|
| 11/1981 |
Matured
|
| 12/1981 |
Matured
|
| 01/1982 |
Matured
|
| 02/1982 |
Matured
|
| 03/1982 |
Matured
|
| 04/1982 |
Matured
|
| 05/1982 |
Matured
|
| 06/1982 |
Matured
|
| 07/1982 |
Matured
|
| 08/1982 |
Matured
|
| 09/1982 |
Matured
|
| 10/1982 |
Matured
|
| 11/1982 |
Matured
|
| 12/1982 |
Matured
|
| 01/1983 |
Matured
|
| 02/1983 |
Matured
|
| 03/1983 |
Matured
|
| 04/1983 |
Matured
|
| 05/1983 |
Matured
|
| 06/1983 |
Matured
|
| 07/1983 |
Matured
|
| 08/1983 |
Matured
|
| 09/1983 |
Matured
|
| 10/1983 |
Matured
|
| 11/1983 |
Matured
|
| 12/1983 |
Matured
|
| 01/1984 |
Matured
|
| 02/1984 |
Matured
|
| 03/1984 |
Matured
|
| 04/1984 |
Matured
|
| 05/1984 |
Matured
|
| 06/1984 |
Matured
|
| 07/1984 |
Matured
|
| 08/1984 |
Matured
|
| 09/1984 |
Matured
|
| 10/1984 |
Matured
|
| 11/1984 |
Matured
|
| 12/1984 |
Matured
|
| 01/1985 |
Matured
|
| 02/1985 |
Matured
|
| 03/1985 |
Matured
|
| 04/1985 |
Matured
|
| 05/1985 |
Matured
|
| 06/1985 |
Matured
|
| 07/1985 |
Matured
|
| 08/1985 |
Matured
|
| 09/1985 |
Matured
|
| 10/1985 |
Matured
|
| 11/1985 |
Matured
|
| 12/1985 |
Matured
|
| 01/1986 |
Matured
|
| 02/1986 |
Matured
|
| 03/1986 |
Matured
|
| 04/1986 |
Matured
|
| 05/1986 |
Matured
|
| 06/1986 |
Matured
|
| 07/1986 |
Matured
|
| 08/1986 |
Matured
|
| 09/1986 |
Matured
|
| 10/1986 |
Matured
|
| 11/1986 |
Matured
|
| 12/1986 |
Matured
|
| 01/1987 |
Matured
|
| 02/1987 |
Matured
|
| 03/1987 |
Matured
|
| 04/1987 |
Matured
|
| 05/1987 |
Matured
|
| 06/1987 |
Matured
|
| 07/1987 |
Matured
|
| 08/1987 |
Matured
|
| 09/1987 |
Matured
|
| 10/1987 |
Matured
|
| 11/1987 |
Matured
|
| 12/1987 |
Matured
|
| 01/1988 |
Matured
|
| 02/1988 |
Matured
|
| 03/1988 |
Matured
|
| 04/1988 |
Matured
|
| 05/1988 |
Matured
|
| 06/1988 |
4.00%
|
| 07/1988 |
4.00%
|
| 08/1988 |
4.00%
|
| 09/1988 |
4.00%
|
| 10/1988 |
4.00%
|
| 11/1988 |
Currently Not Available
|
| 12/1988 |
4.00%
|
| 01/1989 |
4.00%
|
| 02/1989 |
4.00%
|
| 03/1989 |
4.00%
|
| 04/1989 |
4.00%
|
| 05/1989 |
Currently Not Available
|
| 06/1989 |
4.00%
|
| 07/1989 |
4.00%
|
| 08/1989 |
4.00%
|
| 09/1989 |
4.00%
|
| 10/1989 |
4.00%
|
| 11/1989 |
Currently Not Available
|
| 12/1989 |
4.00%
|
| 01/1990 |
4.00%
|
| 02/1990 |
4.00%
|
| 03/1990 |
4.00%
|
| 04/1990 |
4.00%
|
| 05/1990 |
Currently Not Available
|
| 06/1990 |
4.00%
|
| 07/1990 |
4.00%
|
| 08/1990 |
4.00%
|
| 09/1990 |
4.00%
|
| 10/1990 |
4.00%
|
| 11/1990 |
Currently Not Available
|
| 12/1990 |
4.00%
|
| 01/1991 |
4.00%
|
| 02/1991 |
4.00%
|
| 03/1991 |
4.00%
|
| 04/1991 |
4.00%
|
| 05/1991 |
Currently Not Available
|
| 06/1991 |
4.00%
|
| 07/1991 |
4.00%
|
| 08/1991 |
4.00%
|
| 09/1991 |
4.00%
|
| 10/1991 |
4.00%
|
| 11/1991 |
Currently Not Available
|
| 12/1991 |
4.00%
|
| 01/1992 |
4.00%
|
| 02/1992 |
4.00%
|
| 03/1992 |
4.00%
|
| 04/1992 |
4.00%
|
| 05/1992 |
Currently Not Available
|
| 06/1992 |
4.00%
|
| 07/1992 |
4.00%
|
| 08/1992 |
4.00%
|
| 09/1992 |
4.00%
|
| 10/1992 |
4.00%
|
| 11/1992 |
Currently Not Available
|
| 12/1992 |
4.00%
|
| 01/1993 |
4.00%
|
| 02/1993 |
4.00%
|
| 03/1993 |
4.00%
|
| 04/1993 |
4.00%
|
| 05/1993 |
4.00%
|
| 06/1993 |
4.00%
|
| 07/1993 |
4.00%
|
| 08/1993 |
4.00%
|
| 09/1993 |
4.00%
|
| 10/1993 |
4.00%
|
| 11/1993 |
4.00%
|
| 12/1993 |
4.00%
|
| 01/1994 |
4.00%
|
| 02/1994 |
4.00%
|
| 03/1994 |
4.00%
|
| 04/1994 |
4.00%
|
| 05/1994 |
4.00%
|
| 06/1994 |
4.00%
|
| 07/1994 |
4.00%
|
| 08/1994 |
4.00%
|
| 09/1994 |
4.00%
|
| 10/1994 |
4.00%
|
| 11/1994 |
4.00%
|
| 12/1994 |
4.00%
|
| 01/1995 |
4.00%
|
| 02/1995 |
4.00%
|
| 03/1995 |
4.00%
|
| 04/1995 |
4.00%
|
Rates current as of 05/2018
Related Topics
Page last modified 5/11/2020